400 dollars a month for car insurance that is CRAZY?!?

I went on a website that gives you a free estimated quote for how much insurance would cost, I completed drivers ED and it is still about 400 monthly or 5000 yearly for an old crappy car! My dad called his insurance company to add me on to his truck and that is 80 monthly or 1000 yearly but he is never home so it would be pointless to get added on to him. I need a car to get to a from work since I live 20 minutes out of town. How do they expect young drivers to afford that? What did you pay when you first got your license? I'm female & 17

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